📚We learned a lot yesterday, and there's more to come from the INsure Health and Benefits Expo! An #Ethics CE is coming up Friday. Our instructional partners have asked for a pre-registration list to help speed up their accounting. Pre-register at bit.ly/30wsZkA.

About a month ago from ISAHU's Twitter via CoSchedule

Changes to LTC Partnership Plans, relaxed CMS enforcement, and more

Welcome to June everyone!  The month has seen multiple protests and riots across the country due to the killing of George Floyd by Minneapolis police.  They continue as we speak.  This on top of continued restrictions due to COVID-19 have definitely impacted everyone in some fashion. Hopefully there will be more normalcy soon. 

Federal Update 

COVID-19 Virus continues to be a main topic of discussion and activity on Capitol Hill, but now police reform has taken main stage.  Both issues permeate the news cycle at all levels.  Nevertheless NAHU remains extremely active behind the scenes per the following:

NAHU submitted a letter to the Federal Deposit Insurance Corporation commenting on a proposed rule in regards to brokered deposits. In our letter, we focused on the proposed rule’s potential impact on the HSA marketplace.

Last week, the IRS released Notice 2020-44 providing guidance for the payment of PCORI fees to coincide with the 10-year extension of the fee payments that Congress approved in December 2019. 

CMS issued a bulletin that establishes a temporary policy of relaxed enforcement under which issuers may prepay enrollees a portion or all of the estimated MLR rebate for 2019, and may modify the standard language of the rebate notices that are required under CMS regulations.

HHS began releasing billions more in funding to providers from the Provider Relief Fund this week, as other federal agencies continue to release guidance related to the coronavirus.

NAHU knows that things have been difficult for many of you during the last few months and we know that, for some, the difficulties have been at great cost. For this reason, we are introducing a new program designed to provide financial support to members and their families that have been most impacted by the COVID-19 outbreak. If you are in a position to make a contribution to help support your fellow NAHU member, we ask that you please donate here. These contributions are tax-deductible. If you need assistance, please apply here. Applications will be kept confidential. 

(Again Note: if interested in a position on NAHU’s Legislative Council or one of their many legislative working groups, applications for the Legislative Council and legislative working groups are live. Check out NAHU.org site to apply.)

Additional discussions are taking place currently in both the House and Senate on a way to possibly provide additional financial relief to both employers and individuals.

NAHU continues with its coalition partners opposing single payer and the Partnership for America’s Health Care Future, continues to spread this message via advertising through both television and digital media, underscoring the perils of adopting a single-payer or Medicare-for-All type plan.  

NAHU also continues to work on: COBRA as creditable coverage, Prescription Drug transparency, return to a 40-hour work week rule, changes to Medicare Advantage plans, employer reporting improvements, MLR exclusion, etc.   Inroads continue to be made on all the above so stay tuned.

State House Update
Study Summer Committees continue to be formalized.  A change to LTC Partnership Plans will theoretically be assigned to a Study Committee and if so this will be followed closely over the Summer.  

Social Distancing regulations and the inability to hold political fund raisers, political party events, one on one meetings, etc probably affected the Election on June 2nd

State Senator Victoria Spartz won the GOP Primary for the 5th District Congressional Seat.  Her opponent will Christina Hale.  In the 1st District contest, Democrat Frank Mrvan came out on top and will face off against GOP candidate Mark Leyva.  Hopefully there will be opportunities for in person campaigning and face to face debates.

As normal, Bose Public Affairs (ISAHU lobbyist) continues to assist on keeping ISAHU updated.

As I like to mention every month, the prevention of onerous Bills making it through the Legislature is due largely to ISAHU’s continued relationships with folks in the Governor’s office, Lt. Governor’s office and Statehouse that support our industry overall.  These relationships also directly impact the efforts of our ISAHU Lobbying firm – Bose Public Affairs, plus the efforts of our sister organizations – Big I, PIA, NAIFA, Insurance Institute, IMA, IN Chamber and NFIB.  And it also affects the ongoing efforts of several ISAHU members who continue to work on maintaining such working relationships with Legislators that may impact support for any legislation of assistance or detriment to the industry. 

IDOI Update

Nothing new to report this month.

General Information  

The Legislative committee continues to reconfirm new and previously identified specific individuals to be responsible for various product areas of the industry which should lead to better information sharing on an ongoing basis.  It continues to be updated and will be distributed when completed.

NAHU staff continue to be a vital part of ongoing discussions with the 116th Congress.  Details are provided in the Washington Updates each Friday.  Please be sure to read them which will assist you in responding to your client’s issues. 

As always, I would ask you to remember to thank the countless NAHU members around IN and the Country as a whole that continuously put in long hours to ensure the best information possible is being shared with Legislators, HHS, CMS, IRS, DOL, DOI’s and of course other NAHU members.  As you know, much of this is always done in anonymity and solely for the benefit of the Association, our members and the general public.  

And as always – ongoing THANKS to all the Local Legislative Chairs and other members who serve on the Legislative Committee as well as those that serve on other committees.  Your service is vitally important and greatly appreciated.  

On a personal note, the Legislative Committee continues preparation of transitioning the Chair responsibility over to Susan Rider effective July 1st.  She has served as the Co-Chair for the last 2 years.  I will remain an active member of the committee and become her Co-Chair for the coming Association Plan Year.


Ongoing simple message –  IF you are not participating in both PAC’s –  HUPAC – our Federal PAC and ISAHU-PAC – our State PAC, then PLEASE do so!   Both PAC’s help support activities that really do make a difference in the ongoing legislative battles.  Information can be found on the www.HUPAC.org , www.nahu.org  and the www.ISAHU.org  sites.

I and the rest of the ISAHU Legislative Committee greatly appreciate the opportunity to work with you to continue to promote real market based “healthcare reform”.  Please feel welcome to contact any of us at any time.

Thanks for all you do to continue to improve the healthcare system for your clients and the general public! 

And to end this article, hoping and praying all – you, your families, your clients and the general public stay safe and healthy during the continued COVID-19 health issue and ongoing social unrest events.


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Indiana State Association of Health Underwriters

Indiana State Association of Health Underwriters