After Tracy learned she made too much money to qualify for the state-offered insurance, or the Healthy Indiana Plan, she looked into coverage under the Affordable Care Act. The single mom of two decided the cost wasn’t worth it.
“Why should I pay $300 a month if I also have to pay $6,000 out-of-pocket before they pick it up? I’d rather pay the $325. The insurance companies need to lower the premiums, or at least the deductibles, that’s outrageous. Not too many people, you know, single moms, even single dads, or even families just starting out don’t have the $6000 extra with today’s economy and minimum wage not going up to pay us a little bit more. Everything else is going up but that,” Nash said.
Tracy works as a custodian at a local school, but can’t afford the premiums the district is offering. She, and an estimated four million people, are doing the math and taking the risk.