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About a month ago from ISAHU's Twitter via CoSchedule

ISAHU Legislative Article for July 2019

Welcome to Fair Season!  In a few days the Indiana State Fair begins and being a 10 year 4-H alum, yours truly will be in attendance many times during the 17 day event.  I invite all of you to join me.

Federal Update

As Summer heats up, so do things on Capitol Hill and in the White House.

The House has voted to pass HR 748 to fully repeal the Cadillac Tax.  It has now moved to the Senate and will be brought to the floor for a vote very soon.  President Trump is expected to sign it when it reaches his desk.

The House Energy and Commerce Committee advanced their version of surprise billing legislation – HR 3630 with an arbitration amendment. NAHU opposes the arbitration portion.

NAHU supported legislation that allows seniors to use HSAs after age 65 has been introduced in the House.

New guidance from the IRS was issued regarding preventive care benefits and HSA compatible plans.

The Trump Administration’s short-term plan final rule has been upheld by a federal judge although it is expected to be appealed.

NAHU continues to work COBRA as creditable coverage, repeal of the HIT Tax, Prescription Drug Transparency, and play a lead role in a coalition opposing Single-Payer proposals.  Inroads are being made on all the above so stay tuned.

And as previously reported, NAHU continues with other efforts to address the following in this new Congress – return to a 40 work week rule, changes to Medicare Advantage plans, employer reporting improvements, MLR exclusion, etc.

All “fixes” to the ACA have had to begin anew in the new Congress.  Unfortunately, the chances of bi-partisan support on some issues remains skeptical at best at this point.  Thankfully NAHU continues their efforts in moving these and other solutions forward.  The “Cost” component to the budget may remain somewhat of an obstacle to permanent repeal of some of these issues.  It still appears that Democrats in charge in of the pertinent committees in the House are making it difficult to bring such items to the floor for a vote.


State House Update

Your ISAHU Legislative Team continues to develop and maintain relationships with appropriate Leadership, Committee Chairs and Committee Members.

As reported previously, discussions continue with appropriate members in the Indiana House and Senate to promote Section 1332 initiatives such as “risk pools and non-compliant ACA product offerings.  Work also continues on setting up appropriate meetings with appropriate personnel in the Governor’s administration as needed.  All new guidance from D.C. will be a part of discussions.  Any updates on such discussions will continue to be shared.

(Note: as a reminder, Democrats in the House on Capitol Hill have introduced plans to restrict any Section 1332 initiatives.  While President Trump will not sign any such legislation, this could unfortunately impact future discussions on the local level.)

Work continues on possibly improving the passed STM bill.  Dwight “D” Hall has met with Rep Martin Carbaugh and further discussions are still being planned.

As I like to mention every month, the prevention of onerous Bills making it through the Legislature is due largely to ISAHU’s continued relationships with folks in the Governor’s office, Lt. Governor’s office and Statehouse that support our industry overall.  These relationships also directly impact the efforts of our ISAHU Lobbying firm – Bose Public Affairs, plus the efforts of our sister organizations – Big I, PIA, NAIFA, Insurance Institute, IMA, IN Chamber and NFIB.  And it also affects the ongoing efforts of several ISAHU members who continue to work on maintaining such working relationships with Legislators that may impact support for any legislation of assistance or detriment to the industry. 

IDOI Update 

Nothing to report this month.  Meetings will be set as needed.

General Information 

The ISAHU State and Federal Legislators of the Year have been selected and will be presented at the ISAHU Convention on July 30th.

Reminder – FYI – The combined NAIFA/ISAHU Day On The Hill for next year has been set for Jan 21, 2020.  Please mark your calendars.

The Legislative committee has identified specific individuals to be responsible for various product areas of the industry which should lead to better information sharing on an ongoing basis.  It is still being slightly updated and should be ready for distribution next month.

NAHU staff continue to be a vital part of ongoing discussions with the new 116th Congress.  Details are provided in the Washington Updates each Friday.  Please be sure to read them which will assist you in responding to your client’s issues.

As always, I would ask you to remember to thank the countless NAHU members around IN and the Country as a whole that continuously put in long hours to ensure the best information possible is being shared with Legislators, HHS, CMS, IRS, DOL, DOI’s and of course other NAHU members.  As you know, much of this is always done in anonymity and solely for the benefit of the Association, our members and the general public.

And as always – ongoing THANKS to all the Local Legislative Chairs who serve on the Legislative Committee as well as those that serve on other committees.  Your service is vitally important and greatly appreciated.


Ongoing simple message –  IF you are not participating in both PAC’s –  HUPAC – our Federal PAC and ISAHU-PAC – our State PAC, then PLEASE do so!   Both PAC’s help support activities that really do make a difference in the ongoing legislative battles.  Information can be found on the www.HUPAC.org , www.nahu.org  and the www.ISAHU.org  sites.

I and the rest of the ISAHU Legislative Committee greatly appreciate the opportunity to work with you to continue to promote real market based “healthcare reform”.  Please feel welcome to contact any of us at any time.

Thanks for all you do to continue to improve the healthcare system for your clients!


Dwight “D” Hall

ISAHU Legislative Chair


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Indiana State Association of Health Underwriters

Indiana State Association of Health Underwriters